{"id":183803,"date":"2023-03-08T09:49:03","date_gmt":"2023-03-08T01:49:03","guid":{"rendered":"https:\/\/www.hkubs.hku.hk\/research\/thought-leadership\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/"},"modified":"2023-03-08T09:54:02","modified_gmt":"2023-03-08T01:54:02","slug":"accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2","status":"publish","type":"thought-leadership","link":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/","title":{"rendered":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55"},"content":{"rendered":"<p>\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002<\/p>\n<p>\u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002<\/p>\n<p>\u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002<\/p>\n<h5>\u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e<\/h5>\n<p>\u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002<\/p>\n<p>\u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002<\/p>\n<h5>\u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94<\/h5>\n<p>\u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002<\/p>\n<p>\u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002<\/p>\n<p>\u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002<\/p>\n<h5>\u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027<\/h5>\n<p>\u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002<\/p>\n<p>\u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002<\/p>\n<p>\u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002<\/p>\n<p>\u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002<\/p>\n<h5>\u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218<\/h5>\n<p>\u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002<\/p>\n<p>\u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002<\/p>\n<p>\u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u9093\u5e0c\u709c\u6559\u6388<\/strong><br \/>\n<strong><span>\u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388<\/span><\/strong><\/p>\n<p><strong>\u9f99\u6dd1\u4eea\u5c0f\u59d0<\/strong><br \/>\n<strong><span>\u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458<\/span><\/strong><\/p>\n<p>\uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"tags":[],"class_list":["post-183803","thought-leadership","type-thought-leadership","status-publish","hentry","leadership-topic-categories-opinions-and-speeches-sc","opinion-speeches-categories-faculty-sc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002 \u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002 \u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002 \u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e \u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002 \u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002 \u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002 \u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94 \u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002 \u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002 \u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002 \u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027 \u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002 \u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002 \u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002 \u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002 \u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218 \u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002 \u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002 \u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002 \u9093\u5e0c\u709c\u6559\u6388 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388 \u9f99\u6dd1\u4eea\u5c0f\u59d0 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458 \uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"google-site-verification\" content=\"google-site-verification=MjdkluDgHpNk2vz5slbwER2Gusw2rUDQuVULMERWzLo\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"HKU Business School -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55 - HKU Business School\" \/>\n\t\t<meta property=\"og:description\" content=\"\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002 \u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002 \u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002 \u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e \u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002 \u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002 \u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002 \u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94 \u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002 \u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002 \u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002 \u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027 \u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002 \u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002 \u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002 \u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002 \u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218 \u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002 \u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002 \u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002 \u9093\u5e0c\u709c\u6559\u6388 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388 \u9f99\u6dd1\u4eea\u5c0f\u59d0 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458 \uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2023-03-08T01:49:03+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2023-03-08T01:54:02+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55 - HKU Business School\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002 \u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002 \u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002 \u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e \u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002 \u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002 \u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002 \u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94 \u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002 \u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002 \u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002 \u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027 \u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002 \u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002 \u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002 \u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002 \u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218 \u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002 \u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002 \u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002 \u9093\u5e0c\u709c\u6559\u6388 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388 \u9f99\u6dd1\u4eea\u5c0f\u59d0 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458 \uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/research\\\/thought-leadership\\\/opinions-and-speeches\\\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/thought-leadership\\\/opinions-and-speeches-sc\\\/#listItem\",\"name\":\"\\u5a92\\u4f53\\u62a5\\u5bfc\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/thought-leadership\\\/opinions-and-speeches-sc\\\/#listItem\",\"position\":2,\"name\":\"\\u5a92\\u4f53\\u62a5\\u5bfc\",\"item\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/thought-leadership\\\/opinions-and-speeches-sc\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/research\\\/thought-leadership\\\/opinions-and-speeches\\\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\\\/#listItem\",\"name\":\"\\u8d38\\u6613\\u6570\\u7801\\u5316\\u4fc3\\u8fdb\\u4e2d\\u5c0f\\u4f01\\u53ca\\u5305\\u5bb9\\u6027\\u7ecf\\u6d4e\\u53d1\\u5c55\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/research\\\/thought-leadership\\\/opinions-and-speeches\\\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\\\/#listItem\",\"position\":3,\"name\":\"\\u8d38\\u6613\\u6570\\u7801\\u5316\\u4fc3\\u8fdb\\u4e2d\\u5c0f\\u4f01\\u53ca\\u5305\\u5bb9\\u6027\\u7ecf\\u6d4e\\u53d1\\u5c55\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/thought-leadership\\\/opinions-and-speeches-sc\\\/#listItem\",\"name\":\"\\u5a92\\u4f53\\u62a5\\u5bfc\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/#organization\",\"name\":\"HKU Business School\",\"url\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/research\\\/thought-leadership\\\/opinions-and-speeches\\\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\\\/#webpage\",\"url\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/research\\\/thought-leadership\\\/opinions-and-speeches\\\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\\\/\",\"name\":\"\\u8d38\\u6613\\u6570\\u7801\\u5316\\u4fc3\\u8fdb\\u4e2d\\u5c0f\\u4f01\\u53ca\\u5305\\u5bb9\\u6027\\u7ecf\\u6d4e\\u53d1\\u5c55 - HKU Business School\",\"description\":\"\\u4e2d\\u5c0f\\u4f01\\u4e1a\\u5f80\\u5f80\\u662f\\u4e00\\u4e2a\\u7ecf\\u6d4e\\u4f53\\u7684\\u57fa\\u77f3\\u3002\\u4ee5\\u9999\\u6e2f\\u4e3a\\u4f8b\\uff0c\\u4e2d\\u5c0f\\u4f01\\u7edd\\u5927\\u90e8\\u5206\\u662f10\\u4eba\\u4ee5\\u4e0b\\u7684\\u5fae\\u578b\\u4f01\\u4e1a\\uff0c\\u4f46\\u5360\\u5168\\u6e2f\\u4f01\\u4e1a\\u603b\\u6570\\u768498%\\uff0c\\u63d0\\u4f9b46%\\u7684\\u5c31\\u4e1a\\u804c\\u4f4d\\u3002\\u800c\\u5728\\u5185\\u5730\\uff0c\\u63a5\\u8fd1\\u516b\\u6210\\u7684\\u52b3\\u52a8\\u4eba\\u53e3\\u5728\\u4e2d\\u5c0f\\u4f01\\u5de5\\u4f5c\\u3002\\u867d\\u7136\\u5176\\u76c8\\u5229\\u7387\\u53ca\\u5bf9\\u56fd\\u5185\\u751f\\u4ea7\\u603b\\u503c\\u8d21\\u732e\\u672a\\u5982\\u5927\\u4f01\\u4e1a\\uff0c\\u4f46\\u5bf9\\u7a33\\u5b9a\\u7ecf\\u6d4e\\u3001\\u521b\\u9020\\u5c31\\u4e1a\\u4ee5\\u81f3\\u521b\\u65b0\\u90fd\\u5341\\u5206\\u91cd\\u8981\\u3002\\u5982\\u53bb\\u5e74\\u672c\\u6e2f\\u7684\\u7b2c\\u4e94\\u6ce2\\u75ab\\u60c5\\u671f\\u95f4\\uff0c\\u5927\\u91cf\\u4e2d\\u5c0f\\u4f01\\u4e1a\\u5012\\u95ed\\uff0c\\u4e0d\\u4f46\\u5bfc\\u81f4\\u9999\\u6e2f\\u591a\\u4e2a\\u6838\\u5fc3\\u5546\\u4e1a\\u533a\\u7684\\u5546\\u94fa\\u7a7a\\u7f6e\\u7387\\u5c45\\u9ad8\\u4e0d\\u4e0b\\uff0c\\u66f4\\u4ee4\\u5931\\u4e1a\\u7387\\u5927\\u5e45\\u6500\\u5347\\u81f3\\u52b3\\u52a8\\u4eba\\u53e3\\u7684\\u4e00\\u6210\\u3002 \\u4f46\\u8981\\u6276\\u6301\\u4e2d\\u5c0f\\u4f01\\u53d1\\u5c55\\u8c08\\u4f55\\u5bb9\\u6613\\u3002\\u5728\\u6269\\u5145\\u4e1a\\u52a1\\u7684\\u8fc7\\u7a0b\\u4e2d\\u5b83\\u4eec\\u5e38\\u9047\\u4e0a\\u8bf8\\u591a\\u6311\\u6218\\uff0c\\u76c8\\u5229\\u7387\\u53ca\\u98ce\\u9669\\u627f\\u53d7\\u529b\\u504f\\u4f4e\\uff0c\\u7279\\u522b\\u5728\\u7ecf\\u6d4e\\u73af\\u5883\\u4e0d\\u666f\\u6c14\\u65f6\\u3002\\u7531\\u4e8e\\u89c4\\u6a21\\u5c0f\\uff0c\\u4e2d\\u5c0f\\u4f01\\u7684\\u8c08\\u5224\\u7b79\\u7801\\u4e00\\u822c\\u4e0d\\u591a\\uff0c\\u8d44\\u91d1\\u53ca\\u4eba\\u529b\\u8d44\\u6e90\\u6709\\u9650\\uff0c\\u8981\\u4e0e\\u5168\\u7403\\u4f9b\\u5e94\\u94fe\\u4e0d\\u540c\\u73af\\u8282\\u7684\\u53c2\\u4e0e\\u8005\\u5efa\\u7acb\\u8fde\\u7ed3\\uff0c\\u53ef\\u8c13\\u56f0\\u96be\\u91cd\\u91cd\\u3002 \\u96ea\\u4e0a\\u52a0\\u971c\\u7684\\u662f\\uff0c\\u91d1\\u878d\\u673a\\u6784\\u4e5f\\u56e0\\u5bf9\\u4e2d\\u5c0f\\u4f01\\u65bd\\u52a0\\u4e86\\u989d\\u5916\\u7684\\u9650\\u5236\\uff0c\\u5bfc\\u81f4\\u4f01\\u4e1a\\u7684\\u878d\\u8d44\\u95e8\\u69db\\u5927\\u5e45\\u5347\\u9ad8\\u3002\\u6108\\u8d8b\\u4e25\\u683c\\u7684\\u5faa\\u89c4\\u7a0b\\u5e8f\\u8981\\u6c42\\uff0c\\u5305\\u62ec\\u8fd1\\u5e74\\u6765\\u5e94\\u7528\\u5e7f\\u6cdb\\u7684KYC\\uff08Know-Your-Client\\uff0c\\u8ba4\\u8bc6\\u4f60\\u7684\\u5ba2\\u6237\\uff09\\u53caAML\\uff08Anti-Money Laundering\\uff0c\\u6253\\u51fb\\u6d17\\u94b1\\uff09\\u8981\\u6c42\\uff0c\\u4ee4\\u4e2d\\u5c0f\\u4f01\\u96be\\u4ee5\\u72ec\\u81ea\\u8d1f\\u62c5\\u3002\\u4e9a\\u6d32\\u5f00\\u53d1\\u94f6\\u884c\\u7684\\u6570\\u636e\\u663e\\u793a\\uff0c\\u4e2d\\u5c0f\\u4f01\\u7684\\u8d38\\u6613\\u878d\\u8d44\\u7533\\u8bf7\\u6709\\u5927\\u7ea645%\\u4f1a\\u906d\\u5230\\u4f20\\u7edf\\u91d1\\u878d\\u673a\\u6784\\u7684\\u62d2\\u7edd\\uff0c\\u800c\\u5927\\u4f01\\u4e1a\\u7684\\u62d2\\u7edd\\u7387\\u5219\\u53ea\\u670917%\\u3002\\u8d44\\u91d1\\u77ed\\u7f3a\\u5bfc\\u81f4\\u4e2d\\u5c0f\\u4f01\\u7684\\u53d1\\u5c55\\u56f0\\u96be\\uff0c\\u5927\\u90e8\\u5206\\u53ea\\u80fd\\u505c\\u7559\\u5728\\u5f53\\u5730\\u4ee5\\u4fdd\\u8bc1\\u8d44\\u91d1\\u5145\\u8db3\\uff0c\\u96be\\u4ee5\\u771f\\u6b63\\u878d\\u5165\\u5168\\u7403\\u5e02\\u573a\\u3002 \\u6570\\u7801\\u5316\\u6210\\u52a9\\u529b\\u4e2d\\u5c0f\\u4f01\\u6210\\u957f\\u5173\\u952e \\u6570\\u7801\\u5316\\u5bf9\\u4e8e\\u4f01\\u4e1a\\u53d1\\u5c55\\uff08\\u5c24\\u5176\\u662f\\u4e2d\\u5c0f\\u4f01\\uff09\\u7684\\u91cd\\u8981\\u6027\\u65e9\\u5df2\\u6210\\u4e3a\\u5171\\u8bc6\\u3002\\u5145\\u8db3\\u548c\\u53ca\\u65f6\\u7684\\u6570\\u636e\\u5206\\u6790\\u53ef\\u5e2e\\u52a9\\u4f01\\u4e1a\\u8c03\\u6574\\u751f\\u4ea7\\u6a21\\u5f0f\\uff0c\\u5bf9\\u4e8e\\u8d44\\u672c\\u53ca\\u4eba\\u529b\\u8d44\\u6e90\\u6709\\u9650\\u7684\\u4e2d\\u5c0f\\u4f01\\u800c\\u8a00\\uff0c\\u6570\\u7801\\u5316\\u7406\\u5e94\\u662f\\u7cbe\\u51c6\\u63d0\\u9ad8\\u751f\\u4ea7\\u529b\\u7684\\u826f\\u65b9\\u3002\\u53ef\\u60dc\\uff0c\\u7531\\u4e8e\\u79d1\\u6280\\u53d1\\u5c55\\u6108\\u8d8b\\u590d\\u6742\\u53ca\\u7cbe\\u7ec6\\uff0c\\u5f88\\u591a\\u4e2d\\u5c0f\\u4f01\\u96be\\u4ee5\\u8ddf\\u4e0a\\uff0c\\u4e0e\\u5927\\u4f01\\u4e1a\\u7684\\u5dee\\u8ddd\\u4ea6\\u56e0\\u800c\\u6269\\u5927\\u3002 \\u56e0\\u6b64\\uff0c\\u5404\\u5730\\u653f\\u5e9c\\u5f00\\u59cb\\u8ba8\\u8bba\\u5982\\u4f55\\u63a8\\u52a8\\u8d38\\u6613\\u6570\\u7801\\u5316\\u3002\\u5728\\u4e00\\u4e2a\\u9ad8\\u5ea6\\u6570\\u7801\\u5316\\u7684\\u8d38\\u6613\\u73af\\u5883\\u4e2d\\uff0c\\u6bcf\\u4e00\\u4e2a\\u73af\\u8282\\u7684\\u6bcf\\u4e00\\u4e2a\\u884c\\u52a8\\uff0c\\u5176\\u8baf\\u606f\\u7684\\u4f20\\u8f93\\u90fd\\u662f\\u901a\\u8fc7\\u5b9e\\u65f6\\u3001\\u81ea\\u52a8\\u5316\\u7684\\u6570\\u636e\\u4f20\\u8f93\\u5b8c\\u6210\\uff0c\\u6bcb\\u987b\\u4f9d\\u8d56\\u7eb8\\u5f20\\u6587\\u4ef6\\u7684\\u4f20\\u9012\\u3002\\u5728\\u6b64\\u8fc7\\u7a0b\\u4e2d\\u6536\\u96c6\\u7684\\u6570\\u636e\\u53ef\\u7528\\u4e8e\\u4f9b\\u5e94\\u94fe\\u7684\\u8ffd\\u6eaf\\u3001\\u5206\\u6790\\u53ca\\u8c03\\u67e5\\uff0c\\u8fdb\\u4e00\\u6b65\\u63d0\\u5347\\u6548\\u7387\\u3002\\u8fd9\\u4e9b\\u4ea4\\u6613\\u6570\\u636e\\u53ef\\u6210\\u4e3a\\u8bc4\\u4f30\\u4f01\\u4e1a\\u7a33\\u5065\\u6027\\u7684\\u91cd\\u8981\\u6807\\u51c6\\uff0c\\u91d1\\u878d\\u673a\\u6784\\u53ef\\u4ee5\\u51ed\\u501f\\u5145\\u8db3\\u7684\\u6570\\u636e\\u6765\\u8bc4\\u4f30\\u4f01\\u4e1a\\u7684\\u4fe1\\u8a89\\u5ea6\\u53ca\\u5b89\\u5168\\u6027\\uff0c\\u51cf\\u5c11\\u4f01\\u4e1a\\u81ea\\u8eab\\u7684\\u8c03\\u67e5\\u8d1f\\u62c5\\uff0c\\u5927\\u5e45\\u964d\\u4f4e\\u878d\\u8d44\\u6210\\u672c\\u3002 \\u82e5\\u8fd9\\u4e9b\\u6570\\u636e\\u53ef\\u4ee5\\u4fdd\\u6301\\u900f\\u660e\\u516c\\u5f00\\uff0c\\u4f20\\u7edf\\u91d1\\u878d\\u673a\\u6784\\u4ee5\\u5916\\u7684\\u5176\\u4ed6\\u8d37\\u6b3e\\u4eba\\u4e5f\\u53ef\\u5229\\u7528\\u8fd9\\u4e9b\\u6570\\u636e\\u6765\\u8bc4\\u4f30\\u98ce\\u9669\\u3002\\u56fd\\u9645\\u5546\\u4f1a\\uff08International Chamber of Commerce\\uff0cICC\\uff09\\u7684\\u4e00\\u9879\\u8c03\\u67e5\\u663e\\u793a\\uff0c\\u6570\\u7801\\u5316\\u53ef\\u4ee5\\u4ee4\\u8d38\\u6613\\u878d\\u8d44\\u7684\\u6210\\u672c\\u964d\\u4f4e35%\\u3002\\u4f4e\\u5ec9\\u7684\\u6210\\u672c\\u53ef\\u8ba9\\u4e2d\\u5c0f\\u4f01\\u8d37\\u6b3e\\u4eba\\u4fbf\\u6377\\u5730\\u53c2\\u4e0e\\u878d\\u8d44\\uff0c\\u589e\\u52a0\\u5176\\u8d37\\u6b3e\\u673a\\u4f1a\\u548c\\u8d44\\u91d1\\u6765\\u6e90\\u3002 \\u653f\\u5e9c\\u53ca\\u516c\\u8425\\u90e8\\u95e8\\u5e94\\u5f53\\u79ef\\u6781\\u53cd\\u5e94 \\u8d38\\u6613\\u6570\\u7801\\u5316\\u5c06\\u4f1a\\u4e3a\\u73af\\u7403\\u8d38\\u6613\\u5e26\\u6765\\u4e00\\u6b21\\u91cd\\u8981\\u53d8\\u9769\\uff0c\\u5176\\u6240\\u9700\\u6280\\u672f\\u5176\\u5b9e\\u65e9\\u5df2\\u53d1\\u5c55\\u6210\\u719f\\uff0c\\u88ab\\u5f88\\u591a\\u5927\\u578b\\u4f01\\u4e1a\\u5e94\\u7528\\u591a\\u65f6\\u3002\\u4f8b\\u5982\\u5305\\u62ec\\u82f9\\u679c\\u5728\\u5185\\u7684\\u5f88\\u591a\\u5927\\u578b\\u4f01\\u4e1a\\u8fd1\\u5e74\\u6765\\u9009\\u62e9\\u91c7\\u7528\\u7684\\u53ca\\u65f6\\u5316\\u751f\\u4ea7\\u7b56\\u7565\\uff08Just-In-Time\\uff0cJIT\\uff09\\uff0c\\u5728\\u5927\\u5e45\\u964d\\u4f4e\\u6210\\u672c\\u7684\\u540c\\u65f6\\uff0c\\u5bf9\\u6570\\u636e\\u7684\\u5b9e\\u65f6\\u6027\\u548c\\u51c6\\u786e\\u6027\\u6709\\u5f88\\u9ad8\\u7684\\u8981\\u6c42\\u3002 JIT\\u4e4b\\u6240\\u4ee5\\u6210\\u4e3a\\u53ef\\u80fd\\uff0c\\u6b63\\u662f\\u7531\\u4e8e\\u7269\\u8054\\u7f51\\u7684\\u53d1\\u5c55\\u548c\\u5e7f\\u6cdb\\u5e94\\u7528\\u3002\\u76f4\\u81f32021\\u5e74\\u5e95\\uff0c\\u5168\\u7403\\u5df2\\u6709\\u8d85\\u8fc7\\u767e\\u4ebf\\u7684\\u8bbe\\u5907\\u63a5\\u5165\\u7269\\u8054\\u7f51\\uff0c\\u4e9a\\u9a6c\\u900a\\u7b49\\u516c\\u53f8\\u65e9\\u5728\\u51e0\\u5e74\\u524d\\u5df2\\u7ecf\\u5f00\\u59cb\\u63d0\\u4f9b\\u4e2d\\u5c0f\\u4f01\\u4e1a\\u4ea6\\u9002\\u7528\\u7684\\u7269\\u8054\\u7f51\\u5efa\\u8bbe\\u670d\\u52a1\\u3002\\u53e6\\u4e00\\u4f8b\\u5b50\\u662f\\u56e0\\u52a0\\u5bc6\\u8d27\\u5e01\\u800c\\u53d7\\u5e7f\\u6cdb\\u5173\\u6ce8\\u7684\\u533a\\u5757\\u94fe\\u6280\\u672f\\u3002\\u533a\\u5757\\u94fe\\u7684\\u900f\\u660e\\u5ea6\\u53ca\\u5b89\\u5168\\u6027\\u964d\\u4f4e\\u4e86\\u4f9b\\u5e94\\u94fe\\u6eaf\\u6e90\\u7684\\u96be\\u5ea6\\uff0c\\u5728\\u8ffd\\u6eaf\\u4ea7\\u54c1\\u78b3\\u6392\\u653e\\u6216\\u4f9b\\u5e94\\u5546\\u8baf\\u606f\\u5f88\\u6709\\u5e2e\\u52a9\\u3002 \\u6280\\u672f\\u4e0d\\u6210\\u95ee\\u9898\\uff0c\\u76ee\\u524d\\u4e2d\\u5c0f\\u4f01\\u6700\\u7f3a\\u4e4f\\u7684\\u662f\\u63a8\\u884c\\u6709\\u9488\\u5bf9\\u6027\\u7684\\u4ea7\\u4e1a\\u653f\\u7b56\\uff0c\\u4ee5\\u63d0\\u5347\\u5168\\u7403\\u4f9b\\u5e94\\u94fe\\u5185\\u7684\\u8fde\\u7ed3\\u6027\\u4e0e\\u4e92\\u7528\\u6027\\u3002\\u8fd9\\u4e9b\\u53d1\\u5c55\\u4e0d\\u4f46\\u80fd\\u4e3a\\u4e2d\\u5c0f\\u4f01\\u4e1a\\u6253\\u5f00\\u53c2\\u4e0e\\u5168\\u7403\\u8d38\\u6613\\u7684\\u7a7a\\u95f4\\uff0c\\u4ea6\\u80fd\\u4e3a\\u6574\\u4f53\\u793e\\u4f1a\\u5e26\\u6765\\u53ef\\u89c2\\u7684\\u7ecf\\u6d4e\\u6536\\u76ca\\u3002 \\u963b\\u788d\\u6570\\u7801\\u5316\\u8fdb\\u7a0b\\u7684\\u56e0\\u7d20\\u6709\\u5f88\\u591a\\u65b9\\u9762\\uff0c\\u800c\\u5176\\u4e2d\\u4e00\\u4e2a\\u56e0\\u7d20\\u662f\\u653f\\u5e9c\\u53ca\\u516c\\u8425\\u673a\\u6784\\u5bf9\\u6570\\u7801\\u5316\\u7684\\u6001\\u5ea6\\u76f8\\u5bf9\\u4fdd\\u5b88\\u3002\\u5982\\u4f55\\u63a8\\u52a8\\u516c\\u8425\\u90e8\\u95e8\\u79ef\\u6781\\u8f6c\\u578b\\u6570\\u7801\\u5316\\uff0c\\u5e76\\u4e3a\\u8d38\\u6613\\u6570\\u7801\\u5316\\u505a\\u597d\\u51c6\\u5907\\uff0c\\u5df2\\u7ecf\\u6210\\u4e3a\\u5f88\\u591a\\u56fd\\u9645\\u7ec4\\u7ec7\\u53ca\\u5404\\u56fd\\u653f\\u5e9c\\u7684\\u6838\\u5fc3\\u8bae\\u9898\\u3002\\u5305\\u62ecG7\\u3001G20\\u53ca\\u4e9a\\u592a\\u7ecf\\u5408\\u7ec4\\u7ec7\\u5728\\u5185\\u7b49\\u591a\\u4e2a\\u7ec4\\u7ec7\\uff0c\\u90fd\\u5728\\u5c1d\\u8bd5\\u63a8\\u52a8\\u5404\\u81ea\\u7ec4\\u7ec7\\u6210\\u5458\\u56fd\\u7684\\u6570\\u7801\\u5316\\u8f6c\\u578b\\u3002\\u5176\\u4e2d\\u6bd4\\u8f83\\u77e5\\u540d\\u7684\\u4f8b\\u5b50\\u6709\\u7531\\u8054\\u5408\\u56fd\\u53d1\\u8d77\\uff0c\\u65e8\\u5728\\u6566\\u4fc3\\u5404\\u56fd\\u627f\\u8ba4\\u7535\\u5b50\\u4ea4\\u6613\\u7eaa\\u5f55\\u7684\\u300a\\u7535\\u5b50\\u53ef\\u8f6c\\u8ba9\\u793a\\u8303\\u7eaa\\u5f55\\u6cd5\\u300b\\uff08Model Law on Electronic Transferable Records\\uff0cMLETR\\uff09\\uff0c\\u4ee5\\u53ca\\u9488\\u5bf9\\u4e9a\\u592a\\u5730\\u533a\\u7684\\u300a\\u4e9a\\u6d32\\u53ca\\u592a\\u5e73\\u6d0b\\u8de8\\u5883\\u65e0\\u7eb8\\u8d38\\u6613\\u4fbf\\u5229\\u5316\\u6846\\u67b6\\u534f\\u5b9a\\u300b\\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\\uff09\\u3002\\u622a\\u81f32022\\u5e749\\u6708\\uff0c\\u67097\\u4e2a\\u56fd\\u5bb6\\u5df2\\u6279\\u51c6\\u91c7\\u7528MLTER\\uff0c\\u53e6\\u6709\\u591a\\u4e2a\\u56fd\\u5bb6\\u5df2\\u5728\\u79ef\\u6781\\u8bd5\\u9a8c\\u5e76\\u627f\\u8bfa\\u4f1a\\u5c3d\\u5feb\\u5b8c\\u6210\\u6279\\u51c6\\u624b\\u7eed\\u3002 \\u5efa\\u7acb\\u6570\\u7801ID\\u5236\\u5ea6 \\u63d0\\u9ad8\\u901a\\u7528\\u6027 \\u6570\\u7801\\u5316\\u7684\\u53e6\\u4e00\\u4e2a\\u4e3b\\u8981\\u969c\\u788d\\u662f\\u7f3a\\u5c11\\u5728\\u6574\\u4e2a\\u8d38\\u6613\\u878d\\u8d44\\u9886\\u57df\\u901a\\u7528\\u7684\\u6807\\u51c6\\u53ca\\u89c4\\u8303\\u3002\\u867d\\u7136\\u5728\\u4f9b\\u5e94\\u94fe\\u7684\\u4e0d\\u540c\\u73af\\u8282\\u6709\\u67d0\\u4e9b\\u6587\\u6863\\u53ca\\u6807\\u51c6\\u53ef\\u4ee5\\u901a\\u7528\\uff0c\\u4f46\\u4e0d\\u540c\\u7684\\u56fd\\u5bb6\\uff0c\\u751a\\u81f3\\u540c\\u4e00\\u56fd\\u5bb6\\u7684\\u4e0d\\u540c\\u884c\\u4e1a\\uff0c\\u7ecf\\u5e38\\u4f1a\\u8bbe\\u7f6e\\u4e0d\\u540c\\u7684\\u8981\\u6c42\\uff0c\\u4e14\\u4e92\\u76f8\\u4e0d\\u627f\\u8ba4\\u5bf9\\u65b9\\u7684\\u6807\\u51c6\\u3002\\u8fd9\\u4e00\\u70b9\\u5bf9\\u4e8e\\u4e1a\\u52a1\\u8de8\\u8d8a\\u591a\\u4e2a\\u56fd\\u5bb6\\u7684\\u4f01\\u4e1a\\u800c\\u8a00\\u662f\\u5f88\\u5927\\u7684\\u8d1f\\u62c5\\uff0c\\u5bf9\\u4e8e\\u65e0\\u529b\\u8d1f\\u62c5\\u8fd9\\u79cd\\u6210\\u672c\\u7684\\u4e2d\\u5c0f\\u4f01\\uff0c\\u5c31\\u53ea\\u80fd\\u9009\\u62e9\\u505c\\u7559\\u5728\\u672c\\u5730\\u5e02\\u573a\\uff0c\\u6216\\u5728\\u6781\\u6709\\u9650\\u7684\\u9009\\u62e9\\u5f53\\u4e2d\\u6311\\u9009\\u6807\\u51c6\\u8981\\u6c42\\u76f8\\u540c\\u7684\\u5e02\\u573a\\u3002\\u56e0\\u6b64\\uff0c\\u5373\\u4f7f\\u6570\\u7801\\u5316\\u6240\\u9700\\u6280\\u672f\\u5df2\\u7ecf\\u6210\\u719f\\uff0c\\u6570\\u636e\\u4f20\\u8f93\\u4ea6\\u4e0d\\u6210\\u95ee\\u9898\\uff0c\\u76ee\\u524d\\u4ec5\\u6709\\u7ea61%\\u7684\\u8de8\\u56fd\\u8d38\\u6613\\u662f\\u4ee5\\u9ad8\\u5ea6\\u6570\\u7801\\u5316\\u7684\\u65b9\\u5f0f\\u8fdb\\u884c\\u3002 \\u91d1\\u878d\\u9886\\u57df\\u5185\\u7684\\u6570\\u7801\\u5316\\u8fdb\\u884c\\u76f8\\u5bf9\\u8f83\\u5feb\\u3002\\u8c03\\u67e5\\u663e\\u793a\\uff0c\\u6709\\u8d85\\u8fc760%\\u7684\\u8de8\\u56fd\\u94f6\\u884c\\u53ca30%\\u7684\\u672c\\u5730\\u94f6\\u884c\\u79f0\\u4ed6\\u4eec\\u5df2\\u7ecf\\u5c06\\u4f9b\\u5e94\\u94fe\\u81f3\\u5c11\\u90e8\\u5206\\u6570\\u7801\\u5316\\u3002\\u5c24\\u5176\\u662f2020\\u5e74\\u75ab\\u60c5\\u7684\\u7a81\\u7136\\u53d1\\u751f\\uff0c\\u66f4\\u4ee4\\u5f88\\u591a\\u94f6\\u884c\\u4e0b\\u5b9a\\u51b3\\u5fc3\\u5927\\u5e45\\u52a0\\u5feb\\u6570\\u7801\\u5316\\u3002\\u800c\\u968f\\u7740\\u91d1\\u878d\\u673a\\u6784\\u7684\\u6570\\u7801\\u5316\\u7a0b\\u5ea6\\u6108\\u9ad8\\uff0c\\u4e0d\\u540c\\u7cfb\\u7edf\\u4e4b\\u95f4\\u7684\\u6807\\u51c6\\u5dee\\u5f02\\u6240\\u9020\\u6210\\u7684\\u969c\\u788d\\u5c31\\u6108\\u591a\\u3002\\u4f01\\u4e1a\\u5728\\u591a\\u4e2a\\u7cfb\\u7edf\\u5185\\u540c\\u65f6\\u8fd0\\u4f5c\\u4f1a\\u9762\\u5bf9\\u5f88\\u591a\\u969c\\u788d\\uff0c\\u9010\\u6e10\\u4ea7\\u751f\\u4e86\\u4e00\\u4e2a\\u4e2a\\u6570\\u636e\\u4e92\\u4e0d\\u6d41\\u901a\\u7684\\u6240\\u8c13\\u300c\\u6570\\u636e\\u5b64\\u5c9b\\u300d\\uff08Data Silos\\uff09\\u3002 \\u8981\\u89e3\\u51b3\\u7edf\\u4e00\\u6807\\u51c6\\u548c\\u8ba4\\u8bc1\\u7684\\u95ee\\u9898\\uff0c\\u5176\\u4e2d\\u4e00\\u4e2a\\u88ab\\u5e7f\\u6cdb\\u8ba4\\u540c\\u7684\\u63d0\\u6848\\u662f\\u5efa\\u7acb\\u901a\\u7528\\u7684\\u6570\\u7801ID\\u5236\\u5ea6\\u3002\\u65e9\\u57282021\\u5e746\\u6708\\uff0c\\u6b27\\u76df\\u59d4\\u5458\\u4f1a\\u5df2\\u7ecf\\u63d0\\u51fa\\u5efa\\u7acb\\u9488\\u5bf9\\u4e2a\\u4eba\\u53ca\\u4f01\\u4e1a\\u7684\\u6570\\u7801ID\\u6846\\u67b6\\u3002\\u6570\\u7801ID\\u5efa\\u7acb\\u7684\\u76ee\\u7684\\u5728\\u4e8e\\u52a0\\u5f3a\\u4e0d\\u540c\\u8d38\\u6613\\u4e2a\\u4f53\\u4e4b\\u95f4\\u7684\\u8fde\\u7ed3\\u3002\\u6bcf\\u4e00\\u4e2a\\u4e2d\\u5c0f\\u4f01\\u90fd\\u4f1a\\u62e5\\u6709\\u4e13\\u5c5e\\u7684\\u6570\\u7801ID\\uff0c\\u6570\\u7801ID\\u5185\\u50a8\\u5b58\\u6709\\u8be5\\u4f01\\u4e1a\\u7684\\u8d44\\u683c\\u8ba4\\u53ef\\u3001\\u91d1\\u878d\\u4fe1\\u8a89\\u7b49\\u7ea7\\u53ca\\u5176\\u4ed6\\u76f8\\u5173\\u7684\\u8baf\\u606f\\u3002\\u8d37\\u6b3e\\u4eba\\u6216\\u6295\\u8d44\\u8005\\u901a\\u8fc7\\u67e5\\u8be2\\u4f01\\u4e1a\\u7684\\u6570\\u7801ID\\uff0c\\u53ef\\u4ee5\\u5feb\\u901f\\u4e86\\u89e3\\u8be5\\u4f01\\u4e1a\\u7684\\u91cd\\u8981\\u8baf\\u606f\\u3002\\u900f\\u660e\\u7684\\u8baf\\u606f\\u4f1a\\u5927\\u5e45\\u964d\\u4f4e\\u8d37\\u6b3e\\u8fc7\\u7a0b\\u6240\\u9700\\u7684\\u65f6\\u95f4\\u53ca\\u8c03\\u67e5\\u6210\\u672c\\uff0c\\u4ece\\u800c\\u4ee4\\u4e2d\\u5c0f\\u4f01\\u4e1a\\u6709\\u66f4\\u591a\\u673a\\u4f1a\\u83b7\\u5f97\\u8d44\\u91d1\\u652f\\u6301\\u3002 \\u82e5\\u6570\\u7801ID\\u5f97\\u5230\\u5e7f\\u6cdb\\u7684\\u5e94\\u7528\\uff0c\\u8d37\\u6b3e\\u5c06\\u4f1a\\u53d8\\u5f97\\u66f4\\u81ea\\u7531\\u3002\\u6765\\u81ea\\u4e0d\\u540c\\u884c\\u4e1a\\u3001\\u5730\\u533a\\u751a\\u81f3\\u5916\\u56fd\\u7684\\u8d44\\u672c\\u90fd\\u53ef\\u4ee5\\u900f\\u8fc7\\u6570\\u7801ID\\u8bc4\\u4f30\\u98ce\\u9669\\uff0c\\u8fdb\\u800c\\u9009\\u62e9\\u662f\\u5426\\u8fdb\\u884c\\u8d37\\u6b3e\\u3002\\u591a\\u6837\\u5316\\u7684\\u8d44\\u91d1\\u6765\\u6e90\\u53ca\\u8f83\\u4f4e\\u7684\\u95e8\\u69db\\u4f1a\\u6210\\u4e3a\\u4e2d\\u5c0f\\u4f01\\u6446\\u8131\\u89c4\\u6a21\\u5c40\\u9650\\u7684\\u5173\\u952e\\u3002\\u800c\\u8981\\u8fbe\\u81f3\\u6b64\\u6548\\u679c\\uff0c\\u9996\\u5148\\u9700\\u8981\\u653f\\u5e9c\\u90e8\\u95e8\\u53ca\\u76d1\\u7ba1\\u673a\\u6784\\u91cd\\u65b0\\u5ba1\\u89c6\\u5f53\\u524d\\u7684\\u76d1\\u7ba1\\u6761\\u4f8b\\uff0c\\u4e3a\\u66f4\\u591a\\u4e0d\\u540c\\u7c7b\\u578b\\u7684\\u8d37\\u6b3e\\u8005\\u63d0\\u4f9b\\u4e00\\u4e2a\\u65e2\\u5b89\\u5168\\u53c8\\u4fbf\\u6377\\u7684\\u53c2\\u4e0e\\u6e20\\u9053\\u3002 \\u63a8\\u8fdb\\u6570\\u7801\\u5316 \\u5e94\\u5bf9\\u672a\\u6765\\u6311\\u6218 \\u5728\\u6570\\u7801\\u65f6\\u4ee3\\uff0c\\u6570\\u636e\\u5982\\u540c\\u65b0\\u7684\\u6d41\\u901a\\u8d27\\u5e01\\uff0c\\u800c\\u6570\\u636e\\u7684\\u6d41\\u901a\\u548c\\u5e94\\u7528\\u5219\\u662f\\u7ecf\\u6d4e\\u53d1\\u5c55\\u7684\\u5fc5\\u8981\\u6761\\u4ef6\\u3002\\u636e\\u4f30\\u8ba1\\uff0c\\u4ec5G7\\u56fd\\u5bb6\\uff0c\\u8d38\\u6613\\u6570\\u7801\\u5316\\u57282019 \\u5e74\\u81f32026\\u5e74\\u95f4\\u53ef\\u4ee5\\u901a\\u8fc7\\u964d\\u4f4e\\u8d38\\u6613\\u6210\\u672c\\u800c\\u5e26\\u67659\\u4e07\\u4ebf\\u7f8e\\u5143\\u7684\\u989d\\u5916\\u6536\\u5165\\u3002\\u6570\\u7801\\u5316\\u66f4\\u53ef\\u4ee5\\u89e3\\u51b3\\u65b0\\u5174\\u56fd\\u5bb6\\u666e\\u904d\\u5b58\\u5728\\u7684\\u7f3a\\u5c11\\u8ba4\\u8bc1\\u7eaa\\u5f55\\u3001\\u6570\\u636e\\u4e0d\\u9f50\\u5168\\u7b49\\u75db\\u70b9\\uff0c\\u7f29\\u5c0f\\u76ee\\u524d\\u9ad8\\u8fbe1.7\\u4e07\\u4ebf\\u7f8e\\u5143\\u7684\\u8d38\\u6613\\u878d\\u8d44\\u7f3a\\u53e3\\u3002\\u5728\\u672a\\u6765\\u7684\\u6570\\u5341\\u5e74\\u5185\\uff0c\\u6570\\u7801\\u5316\\u4f1a\\u6210\\u4e3a\\u5168\\u7403\\u793e\\u4f1a\\u9762\\u5bf9\\u5404\\u79cd\\u6311\\u6218\\u7684\\u4e3b\\u8981\\u89e3\\u51b3\\u624b\\u6bb5\\u3002\\u5728\\u89e3\\u51b3\\u5305\\u62ec\\u8d2b\\u56f0\\u3001\\u6536\\u5165\\u4e0d\\u5e73\\u7b49\\u3001\\u6c14\\u5019\\u53d8\\u5316\\u7b49\\u79cd\\u79cd\\u95ee\\u9898\\u4e0a\\uff0c\\u6570\\u7801\\u5316\\u7684\\u6f5c\\u529b\\u4e0d\\u53ef\\u5c0f\\u89d1\\u3002\\u57fa\\u4e8e\\u76ee\\u524d\\u6280\\u672f\\u53ca\\u56fd\\u9645\\u5df2\\u6709\\u7684\\u901a\\u7528\\u6807\\u51c6\\uff0c\\u8d38\\u6613\\u9ad8\\u5ea6\\u6570\\u7801\\u5316\\u7684\\u8981\\u6c42\\u5e76\\u4e0d\\u7b97\\u592a\\u9ad8\\uff0c\\u591a\\u6570\\u56fd\\u5bb6\\u53ef\\u4ee5\\u5728\\u6570\\u5e74\\u81f3\\u5341\\u6570\\u5e74\\u65f6\\u95f4\\u5185\\u5b8c\\u6210\\u8f6c\\u578b\\u3002 \\u5728\\u6b64\\u9636\\u6bb5\\uff0c\\u9999\\u6e2f\\u4e5f\\u5e94\\u8be5\\u628a\\u63e1\\u673a\\u4f1a\\uff0c\\u5c3d\\u5feb\\u63a8\\u8fdb\\u653f\\u5e9c\\u53ca\\u516c\\u79c1\\u8425\\u673a\\u6784\\u7684\\u6570\\u7801\\u5316\\uff0c\\u5728\\u5e94\\u5bf9\\u65b0\\u5c40\\u9762\\u4e2d\\u62a2\\u5f97\\u5148\\u673a\\u3002\\u9999\\u6e2f\\u53ef\\u4ee5\\u53c2\\u7167\\u4e0a\\u8ff0\\u63d0\\u5230\\u7684MLETR\\u7b49\\u56fd\\u9645\\u6807\\u51c6\\u7684\\u6307\\u5f15\\uff0c\\u7531\\u63a8\\u884c\\u65e0\\u7eb8\\u5316\\u8d38\\u6613\\u5f00\\u59cb\\uff0c\\u4ee4\\u7535\\u5b50\\u7eaa\\u5f55\\u4e0e\\u7eb8\\u5f20\\u6587\\u6863\\u62e5\\u6709\\u540c\\u6837\\u7684\\u6cd5\\u5f8b\\u6548\\u529b\\uff0c\\u8282\\u7701\\u4e2d\\u5c0f\\u4f01\\u4e1a\\u5728\\u884c\\u653f\\u624b\\u7eed\\u4e0a\\u7684\\u6210\\u672c\\u53ca\\u65f6\\u95f4\\u3002\\u4f5c\\u4e3a\\u4e16\\u754c\\u7ea7\\u7684\\u8d38\\u6613\\u4e2d\\u5fc3\\uff0c\\u82e5\\u9999\\u6e2f\\u80fd\\u7387\\u5148\\u5b9e\\u73b0\\u8d38\\u6613\\u65e0\\u7eb8\\u5316\\uff0c\\u5b9a\\u80fd\\u4ee4\\u4e9a\\u6d32\\u4e43\\u81f3\\u5168\\u7403\\u4f01\\u4e1a\\u53d7\\u76ca\\u3002 \\u5f53\\u5927\\u4f01\\u4e1a\\u901a\\u8fc7\\u81ea\\u8eab\\u7684\\u8d38\\u6613\\u7f51\\u7edc\\u8fbe\\u6210\\u6570\\u636e\\u6d41\\u901a\\uff0c\\u4e2d\\u5c0f\\u4f01\\u5374\\u53d7\\u5230\\u89c4\\u6a21\\u3001\\u76d1\\u7ba1\\u3001\\u51c6\\u5165\\u6761\\u4ef6\\u7b49\\u79cd\\u79cd\\u9650\\u5236\\u3002\\u9274\\u4e8e\\u4e2d\\u5c0f\\u4f01\\u5728\\u4fc3\\u8fdb\\u5e73\\u7b49\\u53ca\\u63d0\\u9ad8\\u6536\\u5165\\u65b9\\u9762\\u626e\\u6f14\\u91cd\\u8981\\u89d2\\u8272\\uff0c\\u52a9\\u529b\\u4e2d\\u5c0f\\u4f01\\u8fdb\\u884c\\u6570\\u7801\\u5316\\u7406\\u5e94\\u6210\\u4e3a\\u7ecf\\u6d4e\\u653f\\u7b56\\u4e2d\\u7684\\u4f18\\u5148\\u4e8b\\u9879\\u3002 \\u9093\\u5e0c\\u709c\\u6559\\u6388 \\u4e9a\\u6d32\\u73af\\u7403\\u7814\\u7a76\\u6240\\u603b\\u76d1\\u3001\\u51af\\u56fd\\u7ecf\\u51af\\u56fd\\u7eb6\\u57fa\\u91d1\\u7ecf\\u6d4e\\u5b66\\u6559\\u6388 \\u9f99\\u6dd1\\u4eea\\u5c0f\\u59d0 \\u4e9a\\u6d32\\u73af\\u7403\\u7814\\u7a76\\u6240\\u7814\\u7a76\\u5458 \\uff08\\u672c\\u6587\\u540c\\u65f6\\u4e8e\\u4e8c\\u96f6\\u4e8c\\u4e09\\u5e74\\u4e8c\\u6708\\u5341\\u4e94\\u65e5\\u8f7d\\u4e8e\\u300a\\u4fe1\\u62a5\\u300b\\u300c\\u9f99\\u864e\\u5c71\\u4e0b\\u300d\\u4e13\\u680f\\uff09\",\"inLanguage\":\"zh-CN\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/research\\\/thought-leadership\\\/opinions-and-speeches\\\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\\\/#breadcrumblist\"},\"datePublished\":\"2023-03-08T09:49:03+08:00\",\"dateModified\":\"2023-03-08T09:54:02+08:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/#website\",\"url\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/\",\"name\":\"HKU Business School\",\"inLanguage\":\"zh-CN\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.hkubs.hku.hk\\\/sc\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55 - HKU Business School","description":"\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002 \u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002 \u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002 \u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e \u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002 \u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002 \u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002 \u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94 \u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002 \u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002 \u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002 \u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027 \u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002 \u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002 \u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002 \u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002 \u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218 \u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002 \u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002 \u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002 \u9093\u5e0c\u709c\u6559\u6388 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388 \u9f99\u6dd1\u4eea\u5c0f\u59d0 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458 \uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09","canonical_url":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"google-site-verification=MjdkluDgHpNk2vz5slbwER2Gusw2rUDQuVULMERWzLo","miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.hkubs.hku.hk\/sc\/#listItem","position":1,"name":"Home","item":"https:\/\/www.hkubs.hku.hk\/sc\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.hkubs.hku.hk\/sc\/thought-leadership\/opinions-and-speeches-sc\/#listItem","name":"\u5a92\u4f53\u62a5\u5bfc"}},{"@type":"ListItem","@id":"https:\/\/www.hkubs.hku.hk\/sc\/thought-leadership\/opinions-and-speeches-sc\/#listItem","position":2,"name":"\u5a92\u4f53\u62a5\u5bfc","item":"https:\/\/www.hkubs.hku.hk\/sc\/thought-leadership\/opinions-and-speeches-sc\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/#listItem","name":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.hkubs.hku.hk\/sc\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/#listItem","position":3,"name":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55","previousItem":{"@type":"ListItem","@id":"https:\/\/www.hkubs.hku.hk\/sc\/thought-leadership\/opinions-and-speeches-sc\/#listItem","name":"\u5a92\u4f53\u62a5\u5bfc"}}]},{"@type":"Organization","@id":"https:\/\/www.hkubs.hku.hk\/sc\/#organization","name":"HKU Business School","url":"https:\/\/www.hkubs.hku.hk\/sc\/"},{"@type":"WebPage","@id":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/#webpage","url":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/","name":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55 - HKU Business School","description":"\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002 \u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002 \u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002 \u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e \u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002 \u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002 \u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002 \u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94 \u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002 \u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002 \u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002 \u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027 \u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002 \u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002 \u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002 \u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002 \u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218 \u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002 \u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002 \u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002 \u9093\u5e0c\u709c\u6559\u6388 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388 \u9f99\u6dd1\u4eea\u5c0f\u59d0 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458 \uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09","inLanguage":"zh-CN","isPartOf":{"@id":"https:\/\/www.hkubs.hku.hk\/sc\/#website"},"breadcrumb":{"@id":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/#breadcrumblist"},"datePublished":"2023-03-08T09:49:03+08:00","dateModified":"2023-03-08T09:54:02+08:00"},{"@type":"WebSite","@id":"https:\/\/www.hkubs.hku.hk\/sc\/#website","url":"https:\/\/www.hkubs.hku.hk\/sc\/","name":"HKU Business School","inLanguage":"zh-CN","publisher":{"@id":"https:\/\/www.hkubs.hku.hk\/sc\/#organization"}}]},"og:locale":"en_US","og:site_name":"HKU Business School -","og:type":"article","og:title":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55 - HKU Business School","og:description":"\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002 \u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002 \u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002 \u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e \u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002 \u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002 \u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002 \u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94 \u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002 \u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002 \u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002 \u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027 \u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002 \u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002 \u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002 \u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002 \u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218 \u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002 \u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002 \u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002 \u9093\u5e0c\u709c\u6559\u6388 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388 \u9f99\u6dd1\u4eea\u5c0f\u59d0 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458 \uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09","og:url":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/","article:published_time":"2023-03-08T01:49:03+00:00","article:modified_time":"2023-03-08T01:54:02+00:00","twitter:card":"summary_large_image","twitter:title":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55 - HKU Business School","twitter:description":"\u4e2d\u5c0f\u4f01\u4e1a\u5f80\u5f80\u662f\u4e00\u4e2a\u7ecf\u6d4e\u4f53\u7684\u57fa\u77f3\u3002\u4ee5\u9999\u6e2f\u4e3a\u4f8b\uff0c\u4e2d\u5c0f\u4f01\u7edd\u5927\u90e8\u5206\u662f10\u4eba\u4ee5\u4e0b\u7684\u5fae\u578b\u4f01\u4e1a\uff0c\u4f46\u5360\u5168\u6e2f\u4f01\u4e1a\u603b\u6570\u768498%\uff0c\u63d0\u4f9b46%\u7684\u5c31\u4e1a\u804c\u4f4d\u3002\u800c\u5728\u5185\u5730\uff0c\u63a5\u8fd1\u516b\u6210\u7684\u52b3\u52a8\u4eba\u53e3\u5728\u4e2d\u5c0f\u4f01\u5de5\u4f5c\u3002\u867d\u7136\u5176\u76c8\u5229\u7387\u53ca\u5bf9\u56fd\u5185\u751f\u4ea7\u603b\u503c\u8d21\u732e\u672a\u5982\u5927\u4f01\u4e1a\uff0c\u4f46\u5bf9\u7a33\u5b9a\u7ecf\u6d4e\u3001\u521b\u9020\u5c31\u4e1a\u4ee5\u81f3\u521b\u65b0\u90fd\u5341\u5206\u91cd\u8981\u3002\u5982\u53bb\u5e74\u672c\u6e2f\u7684\u7b2c\u4e94\u6ce2\u75ab\u60c5\u671f\u95f4\uff0c\u5927\u91cf\u4e2d\u5c0f\u4f01\u4e1a\u5012\u95ed\uff0c\u4e0d\u4f46\u5bfc\u81f4\u9999\u6e2f\u591a\u4e2a\u6838\u5fc3\u5546\u4e1a\u533a\u7684\u5546\u94fa\u7a7a\u7f6e\u7387\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u66f4\u4ee4\u5931\u4e1a\u7387\u5927\u5e45\u6500\u5347\u81f3\u52b3\u52a8\u4eba\u53e3\u7684\u4e00\u6210\u3002 \u4f46\u8981\u6276\u6301\u4e2d\u5c0f\u4f01\u53d1\u5c55\u8c08\u4f55\u5bb9\u6613\u3002\u5728\u6269\u5145\u4e1a\u52a1\u7684\u8fc7\u7a0b\u4e2d\u5b83\u4eec\u5e38\u9047\u4e0a\u8bf8\u591a\u6311\u6218\uff0c\u76c8\u5229\u7387\u53ca\u98ce\u9669\u627f\u53d7\u529b\u504f\u4f4e\uff0c\u7279\u522b\u5728\u7ecf\u6d4e\u73af\u5883\u4e0d\u666f\u6c14\u65f6\u3002\u7531\u4e8e\u89c4\u6a21\u5c0f\uff0c\u4e2d\u5c0f\u4f01\u7684\u8c08\u5224\u7b79\u7801\u4e00\u822c\u4e0d\u591a\uff0c\u8d44\u91d1\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\uff0c\u8981\u4e0e\u5168\u7403\u4f9b\u5e94\u94fe\u4e0d\u540c\u73af\u8282\u7684\u53c2\u4e0e\u8005\u5efa\u7acb\u8fde\u7ed3\uff0c\u53ef\u8c13\u56f0\u96be\u91cd\u91cd\u3002 \u96ea\u4e0a\u52a0\u971c\u7684\u662f\uff0c\u91d1\u878d\u673a\u6784\u4e5f\u56e0\u5bf9\u4e2d\u5c0f\u4f01\u65bd\u52a0\u4e86\u989d\u5916\u7684\u9650\u5236\uff0c\u5bfc\u81f4\u4f01\u4e1a\u7684\u878d\u8d44\u95e8\u69db\u5927\u5e45\u5347\u9ad8\u3002\u6108\u8d8b\u4e25\u683c\u7684\u5faa\u89c4\u7a0b\u5e8f\u8981\u6c42\uff0c\u5305\u62ec\u8fd1\u5e74\u6765\u5e94\u7528\u5e7f\u6cdb\u7684KYC\uff08Know-Your-Client\uff0c\u8ba4\u8bc6\u4f60\u7684\u5ba2\u6237\uff09\u53caAML\uff08Anti-Money Laundering\uff0c\u6253\u51fb\u6d17\u94b1\uff09\u8981\u6c42\uff0c\u4ee4\u4e2d\u5c0f\u4f01\u96be\u4ee5\u72ec\u81ea\u8d1f\u62c5\u3002\u4e9a\u6d32\u5f00\u53d1\u94f6\u884c\u7684\u6570\u636e\u663e\u793a\uff0c\u4e2d\u5c0f\u4f01\u7684\u8d38\u6613\u878d\u8d44\u7533\u8bf7\u6709\u5927\u7ea645%\u4f1a\u906d\u5230\u4f20\u7edf\u91d1\u878d\u673a\u6784\u7684\u62d2\u7edd\uff0c\u800c\u5927\u4f01\u4e1a\u7684\u62d2\u7edd\u7387\u5219\u53ea\u670917%\u3002\u8d44\u91d1\u77ed\u7f3a\u5bfc\u81f4\u4e2d\u5c0f\u4f01\u7684\u53d1\u5c55\u56f0\u96be\uff0c\u5927\u90e8\u5206\u53ea\u80fd\u505c\u7559\u5728\u5f53\u5730\u4ee5\u4fdd\u8bc1\u8d44\u91d1\u5145\u8db3\uff0c\u96be\u4ee5\u771f\u6b63\u878d\u5165\u5168\u7403\u5e02\u573a\u3002 \u6570\u7801\u5316\u6210\u52a9\u529b\u4e2d\u5c0f\u4f01\u6210\u957f\u5173\u952e \u6570\u7801\u5316\u5bf9\u4e8e\u4f01\u4e1a\u53d1\u5c55\uff08\u5c24\u5176\u662f\u4e2d\u5c0f\u4f01\uff09\u7684\u91cd\u8981\u6027\u65e9\u5df2\u6210\u4e3a\u5171\u8bc6\u3002\u5145\u8db3\u548c\u53ca\u65f6\u7684\u6570\u636e\u5206\u6790\u53ef\u5e2e\u52a9\u4f01\u4e1a\u8c03\u6574\u751f\u4ea7\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u8d44\u672c\u53ca\u4eba\u529b\u8d44\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u4f01\u800c\u8a00\uff0c\u6570\u7801\u5316\u7406\u5e94\u662f\u7cbe\u51c6\u63d0\u9ad8\u751f\u4ea7\u529b\u7684\u826f\u65b9\u3002\u53ef\u60dc\uff0c\u7531\u4e8e\u79d1\u6280\u53d1\u5c55\u6108\u8d8b\u590d\u6742\u53ca\u7cbe\u7ec6\uff0c\u5f88\u591a\u4e2d\u5c0f\u4f01\u96be\u4ee5\u8ddf\u4e0a\uff0c\u4e0e\u5927\u4f01\u4e1a\u7684\u5dee\u8ddd\u4ea6\u56e0\u800c\u6269\u5927\u3002 \u56e0\u6b64\uff0c\u5404\u5730\u653f\u5e9c\u5f00\u59cb\u8ba8\u8bba\u5982\u4f55\u63a8\u52a8\u8d38\u6613\u6570\u7801\u5316\u3002\u5728\u4e00\u4e2a\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8d38\u6613\u73af\u5883\u4e2d\uff0c\u6bcf\u4e00\u4e2a\u73af\u8282\u7684\u6bcf\u4e00\u4e2a\u884c\u52a8\uff0c\u5176\u8baf\u606f\u7684\u4f20\u8f93\u90fd\u662f\u901a\u8fc7\u5b9e\u65f6\u3001\u81ea\u52a8\u5316\u7684\u6570\u636e\u4f20\u8f93\u5b8c\u6210\uff0c\u6bcb\u987b\u4f9d\u8d56\u7eb8\u5f20\u6587\u4ef6\u7684\u4f20\u9012\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\u6536\u96c6\u7684\u6570\u636e\u53ef\u7528\u4e8e\u4f9b\u5e94\u94fe\u7684\u8ffd\u6eaf\u3001\u5206\u6790\u53ca\u8c03\u67e5\uff0c\u8fdb\u4e00\u6b65\u63d0\u5347\u6548\u7387\u3002\u8fd9\u4e9b\u4ea4\u6613\u6570\u636e\u53ef\u6210\u4e3a\u8bc4\u4f30\u4f01\u4e1a\u7a33\u5065\u6027\u7684\u91cd\u8981\u6807\u51c6\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u51ed\u501f\u5145\u8db3\u7684\u6570\u636e\u6765\u8bc4\u4f30\u4f01\u4e1a\u7684\u4fe1\u8a89\u5ea6\u53ca\u5b89\u5168\u6027\uff0c\u51cf\u5c11\u4f01\u4e1a\u81ea\u8eab\u7684\u8c03\u67e5\u8d1f\u62c5\uff0c\u5927\u5e45\u964d\u4f4e\u878d\u8d44\u6210\u672c\u3002 \u82e5\u8fd9\u4e9b\u6570\u636e\u53ef\u4ee5\u4fdd\u6301\u900f\u660e\u516c\u5f00\uff0c\u4f20\u7edf\u91d1\u878d\u673a\u6784\u4ee5\u5916\u7684\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e5f\u53ef\u5229\u7528\u8fd9\u4e9b\u6570\u636e\u6765\u8bc4\u4f30\u98ce\u9669\u3002\u56fd\u9645\u5546\u4f1a\uff08International Chamber of Commerce\uff0cICC\uff09\u7684\u4e00\u9879\u8c03\u67e5\u663e\u793a\uff0c\u6570\u7801\u5316\u53ef\u4ee5\u4ee4\u8d38\u6613\u878d\u8d44\u7684\u6210\u672c\u964d\u4f4e35%\u3002\u4f4e\u5ec9\u7684\u6210\u672c\u53ef\u8ba9\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u4eba\u4fbf\u6377\u5730\u53c2\u4e0e\u878d\u8d44\uff0c\u589e\u52a0\u5176\u8d37\u6b3e\u673a\u4f1a\u548c\u8d44\u91d1\u6765\u6e90\u3002 \u653f\u5e9c\u53ca\u516c\u8425\u90e8\u95e8\u5e94\u5f53\u79ef\u6781\u53cd\u5e94 \u8d38\u6613\u6570\u7801\u5316\u5c06\u4f1a\u4e3a\u73af\u7403\u8d38\u6613\u5e26\u6765\u4e00\u6b21\u91cd\u8981\u53d8\u9769\uff0c\u5176\u6240\u9700\u6280\u672f\u5176\u5b9e\u65e9\u5df2\u53d1\u5c55\u6210\u719f\uff0c\u88ab\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u5e94\u7528\u591a\u65f6\u3002\u4f8b\u5982\u5305\u62ec\u82f9\u679c\u5728\u5185\u7684\u5f88\u591a\u5927\u578b\u4f01\u4e1a\u8fd1\u5e74\u6765\u9009\u62e9\u91c7\u7528\u7684\u53ca\u65f6\u5316\u751f\u4ea7\u7b56\u7565\uff08Just-In-Time\uff0cJIT\uff09\uff0c\u5728\u5927\u5e45\u964d\u4f4e\u6210\u672c\u7684\u540c\u65f6\uff0c\u5bf9\u6570\u636e\u7684\u5b9e\u65f6\u6027\u548c\u51c6\u786e\u6027\u6709\u5f88\u9ad8\u7684\u8981\u6c42\u3002 JIT\u4e4b\u6240\u4ee5\u6210\u4e3a\u53ef\u80fd\uff0c\u6b63\u662f\u7531\u4e8e\u7269\u8054\u7f51\u7684\u53d1\u5c55\u548c\u5e7f\u6cdb\u5e94\u7528\u3002\u76f4\u81f32021\u5e74\u5e95\uff0c\u5168\u7403\u5df2\u6709\u8d85\u8fc7\u767e\u4ebf\u7684\u8bbe\u5907\u63a5\u5165\u7269\u8054\u7f51\uff0c\u4e9a\u9a6c\u900a\u7b49\u516c\u53f8\u65e9\u5728\u51e0\u5e74\u524d\u5df2\u7ecf\u5f00\u59cb\u63d0\u4f9b\u4e2d\u5c0f\u4f01\u4e1a\u4ea6\u9002\u7528\u7684\u7269\u8054\u7f51\u5efa\u8bbe\u670d\u52a1\u3002\u53e6\u4e00\u4f8b\u5b50\u662f\u56e0\u52a0\u5bc6\u8d27\u5e01\u800c\u53d7\u5e7f\u6cdb\u5173\u6ce8\u7684\u533a\u5757\u94fe\u6280\u672f\u3002\u533a\u5757\u94fe\u7684\u900f\u660e\u5ea6\u53ca\u5b89\u5168\u6027\u964d\u4f4e\u4e86\u4f9b\u5e94\u94fe\u6eaf\u6e90\u7684\u96be\u5ea6\uff0c\u5728\u8ffd\u6eaf\u4ea7\u54c1\u78b3\u6392\u653e\u6216\u4f9b\u5e94\u5546\u8baf\u606f\u5f88\u6709\u5e2e\u52a9\u3002 \u6280\u672f\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4e2d\u5c0f\u4f01\u6700\u7f3a\u4e4f\u7684\u662f\u63a8\u884c\u6709\u9488\u5bf9\u6027\u7684\u4ea7\u4e1a\u653f\u7b56\uff0c\u4ee5\u63d0\u5347\u5168\u7403\u4f9b\u5e94\u94fe\u5185\u7684\u8fde\u7ed3\u6027\u4e0e\u4e92\u7528\u6027\u3002\u8fd9\u4e9b\u53d1\u5c55\u4e0d\u4f46\u80fd\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u6253\u5f00\u53c2\u4e0e\u5168\u7403\u8d38\u6613\u7684\u7a7a\u95f4\uff0c\u4ea6\u80fd\u4e3a\u6574\u4f53\u793e\u4f1a\u5e26\u6765\u53ef\u89c2\u7684\u7ecf\u6d4e\u6536\u76ca\u3002 \u963b\u788d\u6570\u7801\u5316\u8fdb\u7a0b\u7684\u56e0\u7d20\u6709\u5f88\u591a\u65b9\u9762\uff0c\u800c\u5176\u4e2d\u4e00\u4e2a\u56e0\u7d20\u662f\u653f\u5e9c\u53ca\u516c\u8425\u673a\u6784\u5bf9\u6570\u7801\u5316\u7684\u6001\u5ea6\u76f8\u5bf9\u4fdd\u5b88\u3002\u5982\u4f55\u63a8\u52a8\u516c\u8425\u90e8\u95e8\u79ef\u6781\u8f6c\u578b\u6570\u7801\u5316\uff0c\u5e76\u4e3a\u8d38\u6613\u6570\u7801\u5316\u505a\u597d\u51c6\u5907\uff0c\u5df2\u7ecf\u6210\u4e3a\u5f88\u591a\u56fd\u9645\u7ec4\u7ec7\u53ca\u5404\u56fd\u653f\u5e9c\u7684\u6838\u5fc3\u8bae\u9898\u3002\u5305\u62ecG7\u3001G20\u53ca\u4e9a\u592a\u7ecf\u5408\u7ec4\u7ec7\u5728\u5185\u7b49\u591a\u4e2a\u7ec4\u7ec7\uff0c\u90fd\u5728\u5c1d\u8bd5\u63a8\u52a8\u5404\u81ea\u7ec4\u7ec7\u6210\u5458\u56fd\u7684\u6570\u7801\u5316\u8f6c\u578b\u3002\u5176\u4e2d\u6bd4\u8f83\u77e5\u540d\u7684\u4f8b\u5b50\u6709\u7531\u8054\u5408\u56fd\u53d1\u8d77\uff0c\u65e8\u5728\u6566\u4fc3\u5404\u56fd\u627f\u8ba4\u7535\u5b50\u4ea4\u6613\u7eaa\u5f55\u7684\u300a\u7535\u5b50\u53ef\u8f6c\u8ba9\u793a\u8303\u7eaa\u5f55\u6cd5\u300b\uff08Model Law on Electronic Transferable Records\uff0cMLETR\uff09\uff0c\u4ee5\u53ca\u9488\u5bf9\u4e9a\u592a\u5730\u533a\u7684\u300a\u4e9a\u6d32\u53ca\u592a\u5e73\u6d0b\u8de8\u5883\u65e0\u7eb8\u8d38\u6613\u4fbf\u5229\u5316\u6846\u67b6\u534f\u5b9a\u300b\uff08Framework Agreementon Facilitation of Cross-border Paperless Trade in Asia and the Pacific\uff09\u3002\u622a\u81f32022\u5e749\u6708\uff0c\u67097\u4e2a\u56fd\u5bb6\u5df2\u6279\u51c6\u91c7\u7528MLTER\uff0c\u53e6\u6709\u591a\u4e2a\u56fd\u5bb6\u5df2\u5728\u79ef\u6781\u8bd5\u9a8c\u5e76\u627f\u8bfa\u4f1a\u5c3d\u5feb\u5b8c\u6210\u6279\u51c6\u624b\u7eed\u3002 \u5efa\u7acb\u6570\u7801ID\u5236\u5ea6 \u63d0\u9ad8\u901a\u7528\u6027 \u6570\u7801\u5316\u7684\u53e6\u4e00\u4e2a\u4e3b\u8981\u969c\u788d\u662f\u7f3a\u5c11\u5728\u6574\u4e2a\u8d38\u6613\u878d\u8d44\u9886\u57df\u901a\u7528\u7684\u6807\u51c6\u53ca\u89c4\u8303\u3002\u867d\u7136\u5728\u4f9b\u5e94\u94fe\u7684\u4e0d\u540c\u73af\u8282\u6709\u67d0\u4e9b\u6587\u6863\u53ca\u6807\u51c6\u53ef\u4ee5\u901a\u7528\uff0c\u4f46\u4e0d\u540c\u7684\u56fd\u5bb6\uff0c\u751a\u81f3\u540c\u4e00\u56fd\u5bb6\u7684\u4e0d\u540c\u884c\u4e1a\uff0c\u7ecf\u5e38\u4f1a\u8bbe\u7f6e\u4e0d\u540c\u7684\u8981\u6c42\uff0c\u4e14\u4e92\u76f8\u4e0d\u627f\u8ba4\u5bf9\u65b9\u7684\u6807\u51c6\u3002\u8fd9\u4e00\u70b9\u5bf9\u4e8e\u4e1a\u52a1\u8de8\u8d8a\u591a\u4e2a\u56fd\u5bb6\u7684\u4f01\u4e1a\u800c\u8a00\u662f\u5f88\u5927\u7684\u8d1f\u62c5\uff0c\u5bf9\u4e8e\u65e0\u529b\u8d1f\u62c5\u8fd9\u79cd\u6210\u672c\u7684\u4e2d\u5c0f\u4f01\uff0c\u5c31\u53ea\u80fd\u9009\u62e9\u505c\u7559\u5728\u672c\u5730\u5e02\u573a\uff0c\u6216\u5728\u6781\u6709\u9650\u7684\u9009\u62e9\u5f53\u4e2d\u6311\u9009\u6807\u51c6\u8981\u6c42\u76f8\u540c\u7684\u5e02\u573a\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u6570\u7801\u5316\u6240\u9700\u6280\u672f\u5df2\u7ecf\u6210\u719f\uff0c\u6570\u636e\u4f20\u8f93\u4ea6\u4e0d\u6210\u95ee\u9898\uff0c\u76ee\u524d\u4ec5\u6709\u7ea61%\u7684\u8de8\u56fd\u8d38\u6613\u662f\u4ee5\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u65b9\u5f0f\u8fdb\u884c\u3002 \u91d1\u878d\u9886\u57df\u5185\u7684\u6570\u7801\u5316\u8fdb\u884c\u76f8\u5bf9\u8f83\u5feb\u3002\u8c03\u67e5\u663e\u793a\uff0c\u6709\u8d85\u8fc760%\u7684\u8de8\u56fd\u94f6\u884c\u53ca30%\u7684\u672c\u5730\u94f6\u884c\u79f0\u4ed6\u4eec\u5df2\u7ecf\u5c06\u4f9b\u5e94\u94fe\u81f3\u5c11\u90e8\u5206\u6570\u7801\u5316\u3002\u5c24\u5176\u662f2020\u5e74\u75ab\u60c5\u7684\u7a81\u7136\u53d1\u751f\uff0c\u66f4\u4ee4\u5f88\u591a\u94f6\u884c\u4e0b\u5b9a\u51b3\u5fc3\u5927\u5e45\u52a0\u5feb\u6570\u7801\u5316\u3002\u800c\u968f\u7740\u91d1\u878d\u673a\u6784\u7684\u6570\u7801\u5316\u7a0b\u5ea6\u6108\u9ad8\uff0c\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u7684\u6807\u51c6\u5dee\u5f02\u6240\u9020\u6210\u7684\u969c\u788d\u5c31\u6108\u591a\u3002\u4f01\u4e1a\u5728\u591a\u4e2a\u7cfb\u7edf\u5185\u540c\u65f6\u8fd0\u4f5c\u4f1a\u9762\u5bf9\u5f88\u591a\u969c\u788d\uff0c\u9010\u6e10\u4ea7\u751f\u4e86\u4e00\u4e2a\u4e2a\u6570\u636e\u4e92\u4e0d\u6d41\u901a\u7684\u6240\u8c13\u300c\u6570\u636e\u5b64\u5c9b\u300d\uff08Data Silos\uff09\u3002 \u8981\u89e3\u51b3\u7edf\u4e00\u6807\u51c6\u548c\u8ba4\u8bc1\u7684\u95ee\u9898\uff0c\u5176\u4e2d\u4e00\u4e2a\u88ab\u5e7f\u6cdb\u8ba4\u540c\u7684\u63d0\u6848\u662f\u5efa\u7acb\u901a\u7528\u7684\u6570\u7801ID\u5236\u5ea6\u3002\u65e9\u57282021\u5e746\u6708\uff0c\u6b27\u76df\u59d4\u5458\u4f1a\u5df2\u7ecf\u63d0\u51fa\u5efa\u7acb\u9488\u5bf9\u4e2a\u4eba\u53ca\u4f01\u4e1a\u7684\u6570\u7801ID\u6846\u67b6\u3002\u6570\u7801ID\u5efa\u7acb\u7684\u76ee\u7684\u5728\u4e8e\u52a0\u5f3a\u4e0d\u540c\u8d38\u6613\u4e2a\u4f53\u4e4b\u95f4\u7684\u8fde\u7ed3\u3002\u6bcf\u4e00\u4e2a\u4e2d\u5c0f\u4f01\u90fd\u4f1a\u62e5\u6709\u4e13\u5c5e\u7684\u6570\u7801ID\uff0c\u6570\u7801ID\u5185\u50a8\u5b58\u6709\u8be5\u4f01\u4e1a\u7684\u8d44\u683c\u8ba4\u53ef\u3001\u91d1\u878d\u4fe1\u8a89\u7b49\u7ea7\u53ca\u5176\u4ed6\u76f8\u5173\u7684\u8baf\u606f\u3002\u8d37\u6b3e\u4eba\u6216\u6295\u8d44\u8005\u901a\u8fc7\u67e5\u8be2\u4f01\u4e1a\u7684\u6570\u7801ID\uff0c\u53ef\u4ee5\u5feb\u901f\u4e86\u89e3\u8be5\u4f01\u4e1a\u7684\u91cd\u8981\u8baf\u606f\u3002\u900f\u660e\u7684\u8baf\u606f\u4f1a\u5927\u5e45\u964d\u4f4e\u8d37\u6b3e\u8fc7\u7a0b\u6240\u9700\u7684\u65f6\u95f4\u53ca\u8c03\u67e5\u6210\u672c\uff0c\u4ece\u800c\u4ee4\u4e2d\u5c0f\u4f01\u4e1a\u6709\u66f4\u591a\u673a\u4f1a\u83b7\u5f97\u8d44\u91d1\u652f\u6301\u3002 \u82e5\u6570\u7801ID\u5f97\u5230\u5e7f\u6cdb\u7684\u5e94\u7528\uff0c\u8d37\u6b3e\u5c06\u4f1a\u53d8\u5f97\u66f4\u81ea\u7531\u3002\u6765\u81ea\u4e0d\u540c\u884c\u4e1a\u3001\u5730\u533a\u751a\u81f3\u5916\u56fd\u7684\u8d44\u672c\u90fd\u53ef\u4ee5\u900f\u8fc7\u6570\u7801ID\u8bc4\u4f30\u98ce\u9669\uff0c\u8fdb\u800c\u9009\u62e9\u662f\u5426\u8fdb\u884c\u8d37\u6b3e\u3002\u591a\u6837\u5316\u7684\u8d44\u91d1\u6765\u6e90\u53ca\u8f83\u4f4e\u7684\u95e8\u69db\u4f1a\u6210\u4e3a\u4e2d\u5c0f\u4f01\u6446\u8131\u89c4\u6a21\u5c40\u9650\u7684\u5173\u952e\u3002\u800c\u8981\u8fbe\u81f3\u6b64\u6548\u679c\uff0c\u9996\u5148\u9700\u8981\u653f\u5e9c\u90e8\u95e8\u53ca\u76d1\u7ba1\u673a\u6784\u91cd\u65b0\u5ba1\u89c6\u5f53\u524d\u7684\u76d1\u7ba1\u6761\u4f8b\uff0c\u4e3a\u66f4\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u6b3e\u8005\u63d0\u4f9b\u4e00\u4e2a\u65e2\u5b89\u5168\u53c8\u4fbf\u6377\u7684\u53c2\u4e0e\u6e20\u9053\u3002 \u63a8\u8fdb\u6570\u7801\u5316 \u5e94\u5bf9\u672a\u6765\u6311\u6218 \u5728\u6570\u7801\u65f6\u4ee3\uff0c\u6570\u636e\u5982\u540c\u65b0\u7684\u6d41\u901a\u8d27\u5e01\uff0c\u800c\u6570\u636e\u7684\u6d41\u901a\u548c\u5e94\u7528\u5219\u662f\u7ecf\u6d4e\u53d1\u5c55\u7684\u5fc5\u8981\u6761\u4ef6\u3002\u636e\u4f30\u8ba1\uff0c\u4ec5G7\u56fd\u5bb6\uff0c\u8d38\u6613\u6570\u7801\u5316\u57282019 \u5e74\u81f32026\u5e74\u95f4\u53ef\u4ee5\u901a\u8fc7\u964d\u4f4e\u8d38\u6613\u6210\u672c\u800c\u5e26\u67659\u4e07\u4ebf\u7f8e\u5143\u7684\u989d\u5916\u6536\u5165\u3002\u6570\u7801\u5316\u66f4\u53ef\u4ee5\u89e3\u51b3\u65b0\u5174\u56fd\u5bb6\u666e\u904d\u5b58\u5728\u7684\u7f3a\u5c11\u8ba4\u8bc1\u7eaa\u5f55\u3001\u6570\u636e\u4e0d\u9f50\u5168\u7b49\u75db\u70b9\uff0c\u7f29\u5c0f\u76ee\u524d\u9ad8\u8fbe1.7\u4e07\u4ebf\u7f8e\u5143\u7684\u8d38\u6613\u878d\u8d44\u7f3a\u53e3\u3002\u5728\u672a\u6765\u7684\u6570\u5341\u5e74\u5185\uff0c\u6570\u7801\u5316\u4f1a\u6210\u4e3a\u5168\u7403\u793e\u4f1a\u9762\u5bf9\u5404\u79cd\u6311\u6218\u7684\u4e3b\u8981\u89e3\u51b3\u624b\u6bb5\u3002\u5728\u89e3\u51b3\u5305\u62ec\u8d2b\u56f0\u3001\u6536\u5165\u4e0d\u5e73\u7b49\u3001\u6c14\u5019\u53d8\u5316\u7b49\u79cd\u79cd\u95ee\u9898\u4e0a\uff0c\u6570\u7801\u5316\u7684\u6f5c\u529b\u4e0d\u53ef\u5c0f\u89d1\u3002\u57fa\u4e8e\u76ee\u524d\u6280\u672f\u53ca\u56fd\u9645\u5df2\u6709\u7684\u901a\u7528\u6807\u51c6\uff0c\u8d38\u6613\u9ad8\u5ea6\u6570\u7801\u5316\u7684\u8981\u6c42\u5e76\u4e0d\u7b97\u592a\u9ad8\uff0c\u591a\u6570\u56fd\u5bb6\u53ef\u4ee5\u5728\u6570\u5e74\u81f3\u5341\u6570\u5e74\u65f6\u95f4\u5185\u5b8c\u6210\u8f6c\u578b\u3002 \u5728\u6b64\u9636\u6bb5\uff0c\u9999\u6e2f\u4e5f\u5e94\u8be5\u628a\u63e1\u673a\u4f1a\uff0c\u5c3d\u5feb\u63a8\u8fdb\u653f\u5e9c\u53ca\u516c\u79c1\u8425\u673a\u6784\u7684\u6570\u7801\u5316\uff0c\u5728\u5e94\u5bf9\u65b0\u5c40\u9762\u4e2d\u62a2\u5f97\u5148\u673a\u3002\u9999\u6e2f\u53ef\u4ee5\u53c2\u7167\u4e0a\u8ff0\u63d0\u5230\u7684MLETR\u7b49\u56fd\u9645\u6807\u51c6\u7684\u6307\u5f15\uff0c\u7531\u63a8\u884c\u65e0\u7eb8\u5316\u8d38\u6613\u5f00\u59cb\uff0c\u4ee4\u7535\u5b50\u7eaa\u5f55\u4e0e\u7eb8\u5f20\u6587\u6863\u62e5\u6709\u540c\u6837\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u8282\u7701\u4e2d\u5c0f\u4f01\u4e1a\u5728\u884c\u653f\u624b\u7eed\u4e0a\u7684\u6210\u672c\u53ca\u65f6\u95f4\u3002\u4f5c\u4e3a\u4e16\u754c\u7ea7\u7684\u8d38\u6613\u4e2d\u5fc3\uff0c\u82e5\u9999\u6e2f\u80fd\u7387\u5148\u5b9e\u73b0\u8d38\u6613\u65e0\u7eb8\u5316\uff0c\u5b9a\u80fd\u4ee4\u4e9a\u6d32\u4e43\u81f3\u5168\u7403\u4f01\u4e1a\u53d7\u76ca\u3002 \u5f53\u5927\u4f01\u4e1a\u901a\u8fc7\u81ea\u8eab\u7684\u8d38\u6613\u7f51\u7edc\u8fbe\u6210\u6570\u636e\u6d41\u901a\uff0c\u4e2d\u5c0f\u4f01\u5374\u53d7\u5230\u89c4\u6a21\u3001\u76d1\u7ba1\u3001\u51c6\u5165\u6761\u4ef6\u7b49\u79cd\u79cd\u9650\u5236\u3002\u9274\u4e8e\u4e2d\u5c0f\u4f01\u5728\u4fc3\u8fdb\u5e73\u7b49\u53ca\u63d0\u9ad8\u6536\u5165\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u52a9\u529b\u4e2d\u5c0f\u4f01\u8fdb\u884c\u6570\u7801\u5316\u7406\u5e94\u6210\u4e3a\u7ecf\u6d4e\u653f\u7b56\u4e2d\u7684\u4f18\u5148\u4e8b\u9879\u3002 \u9093\u5e0c\u709c\u6559\u6388 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u603b\u76d1\u3001\u51af\u56fd\u7ecf\u51af\u56fd\u7eb6\u57fa\u91d1\u7ecf\u6d4e\u5b66\u6559\u6388 \u9f99\u6dd1\u4eea\u5c0f\u59d0 \u4e9a\u6d32\u73af\u7403\u7814\u7a76\u6240\u7814\u7a76\u5458 \uff08\u672c\u6587\u540c\u65f6\u4e8e\u4e8c\u96f6\u4e8c\u4e09\u5e74\u4e8c\u6708\u5341\u4e94\u65e5\u8f7d\u4e8e\u300a\u4fe1\u62a5\u300b\u300c\u9f99\u864e\u5c71\u4e0b\u300d\u4e13\u680f\uff09"},"aioseo_meta_data":{"post_id":"183803","title":null,"description":null,"keywords":[],"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":[],"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"WebPage","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":0,"ai":null,"created":"2023-03-08 01:50:02","updated":"2023-03-08 01:55:01","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.hkubs.hku.hk\/sc\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.hkubs.hku.hk\/sc\/thought-leadership\/opinions-and-speeches-sc\/\" title=\"\u5a92\u4f53\u62a5\u5bfc\">\u5a92\u4f53\u62a5\u5bfc<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.hkubs.hku.hk\/sc\/"},{"label":"\u5a92\u4f53\u62a5\u5bfc","link":"https:\/\/www.hkubs.hku.hk\/sc\/thought-leadership\/opinions-and-speeches-sc\/"},{"label":"\u8d38\u6613\u6570\u7801\u5316\u4fc3\u8fdb\u4e2d\u5c0f\u4f01\u53ca\u5305\u5bb9\u6027\u7ecf\u6d4e\u53d1\u5c55","link":"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/accelerating-sme-and-inclusive-economic-growth-through-trade-digitalisation-2\/"}],"_links":{"self":[{"href":"https:\/\/www.hkubs.hku.hk\/sc\/wp-json\/wp\/v2\/thought-leadership\/183803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hkubs.hku.hk\/sc\/wp-json\/wp\/v2\/thought-leadership"}],"about":[{"href":"https:\/\/www.hkubs.hku.hk\/sc\/wp-json\/wp\/v2\/types\/thought-leadership"}],"version-history":[{"count":1,"href":"https:\/\/www.hkubs.hku.hk\/sc\/wp-json\/wp\/v2\/thought-leadership\/183803\/revisions"}],"predecessor-version":[{"id":183806,"href":"https:\/\/www.hkubs.hku.hk\/sc\/wp-json\/wp\/v2\/thought-leadership\/183803\/revisions\/183806"}],"wp:attachment":[{"href":"https:\/\/www.hkubs.hku.hk\/sc\/wp-json\/wp\/v2\/media?parent=183803"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hkubs.hku.hk\/sc\/wp-json\/wp\/v2\/tags?post=183803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}