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proof\uff09\u7684\u8f6f\u4ef6\u7cfb\u7edf\uff0c\u592e\u884c\u6570\u7801\u8d27\u5e01\u7cfb\u7edf\u53ef\u4ee5\u5728\u4fdd\u62a4\u6d88\u8d39\u8005\u79c1\u9690\u7684\u524d\u63d0\u4e0b\uff0c\u5206\u6790\u533f\u540d\u4ea4\u6613\u5386\u53f2\u4ee5\u83b7\u5f97\u66f4\u591a\u7684\u8baf\u606f\u3002\u7b14\u8005\u5728\u672c\u6587\u6240\u63d0\u51fa\u7684\u592e\u884c\u6570\u7801\u8d27\u5e01\u8bbe\u8ba1\u7279\u5f81\u5e76\u6ca1\u6709\u592a\u591a\u79c1\u9690\u95ee\u9898\uff0c\u6211\u4eec\u6240\u9700\u8981\u8ddf\u8e2a\u7684\u662f\u4e0e\u6bcf\u4e2a\u6570\u7801\u8d27\u5e01\u5355\u4f4d\u76f8\u5173\u7684\u4ea4\u6613\u5386\u53f2\uff0c\u800c\u975e\u6bcf\u4e2a\u7528\u6237\u7684\u4ea4\u6613\u7eaa\u5f55\u3002<\/p>\n<h5>\u7ed3\u8bba<\/h5>\n<p>\u7b14\u8005\u76f8\u4fe1\uff0c\u53ef\u7a0b\u5f0f\u5316\u592e\u884c\u6570\u7801\u8d27\u5e01\u7684\u53d1\u884c\uff0c\u6709\u52a9\u8bb8\u591a\u65b0\u7684\u653f\u7b56\u5de5\u5177\u548c\u5546\u4e1a\u7528\u9014\u7684\u53d1\u5c55\u3002\u5728\u672c\u6587\u4e2d\uff0c\u7b14\u8005\u4ec5\u662f\u63d0\u51fa\u4e86\u4e00\u79cd\u5229\u7528\u53ef\u7a0b\u5f0f\u5316\u592e\u884c\u6570\u7801\u8d27\u5e01\uff0c\u4ee5\u5b9e\u65bd\u8d27\u5e01\u548c\u8d22\u653f\u653f\u7b56\u7684\u6848\u4f8b\uff0c\u592e\u884c\u6570\u7801\u8d27\u5e01\u8fdb\u884c\u7a0b\u5f0f\u5316\u5c06\u4f1a\u5e26\u6765\u65e0\u9650\u7684\u53ef\u80fd\u6027\u3002<\/p>\n<p>\u53c3\u8003\u6587\u7ae0\uff1a<\/p>\n<p>Bank of England, &#8220;Opportunities, challenges and design&#8221;, Bank of England Discussion Paper, March 2022<\/p>\n<p>Bank for International Settlements, &#8220;Central bank digital currencies: motives, economic implications and the research frontier&#8221;, BIS Working Papers, No. 976, November 2021<\/p>\n<p>\u3008<a href=\"https:\/\/www.hkubs.hku.hk\/sc\/research\/thought-leadership\/opinions-and-speeches\/digital-currency-poised-to-take-off-2\/\">\u6570\u7801\u8d27\u5e01 \u84c4\u52bf\u5f85\u53d1<\/a>\u3009\uff0c\u8c22\u56fd\u751f\u3001\u4f55\u654f\u6dd9\uff0c\u300a\u4fe1\u62a5\u300b\uff0c2021\u5e749\u670829\u65e5<\/p>\n<p>Xinhua, &#8220;China&#8217;s digital yuan transactions hit 83 bln yuan&#8221;, english.news.cn, July 14, 2022<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span>\u623f\u80b2\u8f89\u6559\u6388<\/span><\/strong><br 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